Medicare Advantage Plans in New Jersey
All-in-one Medicare coverage with extra benefits — find the right plan for your needs and budget.
What is Medicare Advantage?
Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurance companies approved by Medicare. These plans bundle your Part A (hospital), Part B (medical), and often Part D (prescription drug) coverage into a single plan.
Many Medicare Advantage plans in New Jersey also include extra benefits not covered by Original Medicare — such as dental, vision, hearing, and fitness programs — often at little or no additional premium.
Why Choose Medicare Advantage?
All-in-One Coverage
Combines hospital, medical, and often prescription drug coverage in a single plan.
Extra Benefits
Many plans include dental, vision, hearing, and fitness benefits not in Original Medicare.
Out-of-Pocket Maximum
Medicare Advantage plans cap your yearly out-of-pocket costs, protecting you from unexpected expenses.
$0 Premium Options
Some plans in New Jersey are available with no monthly premium beyond your Part B premium.
Prescription Drug Coverage
Most plans include Part D drug coverage, simplifying your Medicare into one card.
Local Network Flexibility
Choose from HMO, PPO, and other plan types to match how you prefer to access care.
When Can You Enroll?
Annual Enrollment Period
October 15 – December 7
The main window to join, switch, or drop a Medicare Advantage plan. Coverage begins January 1.
Medicare Advantage Open Enrollment
January 1 – March 31
If you're already in a Medicare Advantage plan, you can switch to another MA plan or return to Original Medicare.
Special Enrollment Periods
Year-round (qualifying events)
Life changes like moving, losing other coverage, or qualifying for Medicaid may trigger a Special Enrollment Period.
Ready to Explore Your Options?
Our licensed brokers work with all major carriers in New Jersey. We compare plans side by side at no cost to you — so you get the coverage that fits your life.
Not sure if Medicare Advantage is right for you?
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